# BT-82 — Payment means text

> https://billhorse.com/en/terms/bt-82/

Free-text label for the payment means, complementing the code in BT-81 (e.g. "SEPA credit transfer"). In UBL it lives in the name attribute of the code, in CII in its own element.

## Where does it live in the XML?

- UBL: `cac:PaymentMeans/cbc:PaymentMeansCode/@name`
- CII: `rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeSettlementPaymentMeans/ram:Information`