# BT-89 — Mandate reference identifier

> https://billhorse.com/en/terms/bt-89/

Reference of the SEPA direct debit mandate the buyer granted the seller. Only relevant for direct debit payments (BG-19).

## Where does it live in the XML?

- UBL: `cac:PaymentMeans/cac:PaymentMandate/cbc:ID`
- CII: `rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradePaymentTerms/ram:DirectDebitMandateID`