# BT-97 — Document level allowance reason

> https://billhorse.com/en/terms/bt-97/

Free-text reason for the allowance, e.g. "loyalty discount". The coded form BT-98 can be used instead or in addition.

## Where does it live in the XML?

- UBL: `cac:AllowanceCharge[cbc:ChargeIndicator=false]/cbc:AllowanceChargeReason`
- CII: `rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:SpecifiedTradeAllowanceCharge[ram:ChargeIndicator=false]/ram:Reason`