BT-90

Bank assigned creditor identifier

Raw

The seller's SEPA creditor identifier (e.g. DE98ZZZ09999999999), required to collect SEPA direct debits.

Practical note

The UBL mapping is unintuitive: the creditor id is a PartyIdentification with schemeID="SEPA" on the payee party, not under PaymentMeans.

Where does it live in the XML?

UBL (XRechnung)
cac:PayeeParty/cac:PartyIdentification/cbc:ID[@schemeID='SEPA']
CII (XRechnung, ZUGFeRD, Factur-X)
rsm:SupplyChainTradeTransaction/ram:ApplicableHeaderTradeSettlement/ram:CreditorReferenceID

Part of BG-19 Direct debit

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← All EN 16931 terms
Semantics: EN 16931-1. Simplified explanation in our own words — the norm is authoritative.